Combine the cream cheese, Powdered sugar, and vanilla until it is smooth.
Gently fold in whipped cream or cool whip and Greek yogurt (if you'd like).
Coat banana slices with lemon juice and mix everything with the cheesecake filling. Refrigerate for an hour, then top with crushed graham crackers before serving.
Keyword Cheesecake Fruit Salad Recipe, cold no bake cheesecake recipe, no bake cheesecake fruit salad recipe